Our Story

About HarborMint

A platform built from lived experience. A company grounded in compliance. A mission rooted in community.

HarborMint office environment in Woodridge Illinois, professional financial services setting with modern interior
Founded

Ethio American LLC

HarborMint is the operating platform of Ethio American LLC, headquartered at 7510 Woodward Ave, Woodridge, IL 60517. The company was established to bring structured, compliant cryptocurrency services to communities that have historically faced barriers in accessing mainstream financial technology.

The Ethiopian diaspora in the United States represents a community with strong financial ties across borders. Digital assets offer real utility in this context. But utility without compliance is not a foundation you can build on. Ethio American LLC was created to provide both.

We are a Money Services Business registered with FinCEN. That registration is central to our identity, not a footnote. It shapes every decision we make about how services are offered, who can access them, and what protections are in place for everyone involved.

What Guides Us

Mission and Values

Compliance First

Regulatory compliance is not an obstacle we work around. It is the framework we work within. Every product decision reflects this commitment.

Full Transparency

Fees are disclosed before transactions. Policies are written in plain language. We do not hide material information in footnotes or fine print.

Community Roots

Our founders came from the communities we serve. That connection shapes how we communicate, who we hire, and what problems we choose to solve.

Security Architecture

Wallet infrastructure is built with security as the primary requirement. Account access, transaction signing, and data storage follow established security practices.

Honest Service

We describe what we do accurately. We do not overstate capabilities or understate risks. Cryptocurrency involves real risk and we say so clearly.

Our Regulatory Commitment

Operating a money services business in the United States comes with significant obligations. Ethio American LLC takes these obligations seriously. Our compliance program addresses every major requirement under federal law.

FinCEN MSB Registration

Registered with the Financial Crimes Enforcement Network as a Money Services Business, as required for entities engaging in currency exchange and money transmission activities.

Bank Secrecy Act Compliance

We maintain a written AML compliance program that includes internal controls, independent testing, designated compliance personnel, and ongoing training.

Customer Identification Program

All customers complete identity verification under our CIP before any account services are activated. Government-issued ID and proof of address are required.

Suspicious Activity Reporting

We file Suspicious Activity Reports with FinCEN as required by law. Transaction monitoring operates continuously across all accounts.