FinCEN Registered Money Services Business

Where Digital Assets
Meet Trusted Ground

HarborMint provides compliant cryptocurrency exchange services and software wallet infrastructure for Bitcoin and Ethereum. Operated by Ethio American LLC, serving the diaspora community and the broader US market with full AML/KYC verification.

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FinCEN MSB
Full KYC/AML
Secure Wallets
Diaspora Focused
HarborMint cryptocurrency exchange platform interface showing Bitcoin and Ethereum trading dashboard
What We Offer

Compliant Digital Asset Services

Every service at HarborMint is built around regulatory compliance. We believe that accessible crypto services and rigorous compliance are not opposites. They belong together.

Bitcoin Exchange

Buy and sell Bitcoin through a regulated, transparent process. Every transaction is recorded, verified, and reported in accordance with federal requirements.

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Ethereum Wallet

Software wallet infrastructure for Ethereum. Store, send, and receive ETH with full transaction history. Wallets are tied to verified identities only.

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Crypto-to-Fiat Conversion

Convert cryptocurrency holdings into US dollars through a structured, compliant process. Transparent fees, clear timelines, no surprises at settlement.

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KYC Verification

A thorough identity verification process that meets federal AML standards. Required for all users. Designed to protect both the customer and the financial system.

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Secure software wallet interface showing Bitcoin and Ethereum balance management on mobile device

All accounts require identity verification before any transaction can occur. No exceptions.

Regulatory Framework

Built on a Foundation of Compliance

HarborMint operates as a registered Money Services Business with the Financial Crimes Enforcement Network (FinCEN). This registration is not a formality. It reflects a genuine commitment to operating within the legal frameworks that protect customers and communities.

Our Anti-Money Laundering program follows the Bank Secrecy Act requirements. Every customer completes identity verification before accessing services. Transaction monitoring runs continuously. Suspicious activity is reported as required by law.

FinCEN Registered Money Services Business
BSA Compliant Bank Secrecy Act Program
USA PATRIOT Act Customer Identification Program
Transparent Pricing All fees disclosed upfront
Regulatory compliance documentation and FinCEN registration materials spread on a professional desk
Ethiopian American community members reviewing financial services information together at a community center
Community Focus

Designed for the Diaspora Community

The Ethiopian diaspora in the United States navigates financial systems that were not always built with them in mind. HarborMint was created by Ethio American LLC specifically to address that gap. Crypto services that are compliant, accessible, and honest.

Whether you are sending value internationally, managing digital assets, or simply exploring what Bitcoin and Ethereum can offer, HarborMint provides a structured, safe environment to do so. No complexity hidden in fine print. No fees discovered at checkout.

We serve the broader US market as well. The values that guide our diaspora-focused services apply to every customer: transparency, compliance, and respect.

Our Story
Getting Started

How HarborMint Works

The path from registration to your first transaction is straightforward. Every step has a clear purpose.

01

Create Your Account

Register with your email address and basic personal information. Your account is created but restricted until identity verification is complete.

02

Complete KYC Verification

Submit government-issued identification and proof of address. Our team reviews your documents and confirms your identity before any trading can begin.

03

Fund Your Account

Add funds through supported payment methods. All funding sources are subject to verification as part of our ongoing AML monitoring program.

04

Trade with Confidence

Buy Bitcoin, hold Ethereum, or convert crypto to USD. Fees are shown before you confirm. Transaction records are available in your account history at any time.

The People

Our Team

HarborMint is operated by professionals with backgrounds in financial compliance, software development, and community services. Small team. Clear purpose.

Chief Executive Officer of Ethio American LLC, professional headshot in business attire

Solomon Tesfaye

Chief Executive Officer

Founder of Ethio American LLC with a background in financial services and community development. Drives the company's compliance-first philosophy.

Compliance Officer of HarborMint, professional portrait in formal business attire at office desk

Mekdes Haile

Compliance Officer

Oversees AML/KYC programs and FinCEN reporting obligations. Brings experience in financial regulation and Bank Secrecy Act compliance.

Technology Lead at HarborMint, professional portrait showing software engineer in modern office environment

Dawit Bekele

Technology Lead

Builds and maintains the wallet infrastructure and exchange platform. Focused on security architecture and transaction integrity for all user accounts.

Customer Support Manager at HarborMint, friendly professional portrait in business casual attire

Tigist Alemu

Customer Support Manager

Manages customer onboarding and support operations. Fluent in Amharic and English. Dedicated to clear communication throughout the verification process.

Questions

Frequently Asked Questions

Straightforward answers to questions we hear most often.

Yes. HarborMint is operated by Ethio American LLC, which is registered with the Financial Crimes Enforcement Network (FinCEN) as a Money Services Business. This registration requires ongoing compliance with the Bank Secrecy Act, including anti-money laundering controls, customer identification programs, and suspicious activity reporting. Services may not be available in all states.

Federal law requires money services businesses to verify the identity of their customers before providing services. This is part of the Customer Identification Program under the USA PATRIOT Act. It protects the financial system from misuse and protects you as a customer. We do not process any transactions for unverified accounts.

HarborMint currently supports Bitcoin (BTC) and Ethereum (ETH). These are the two most established cryptocurrencies with the most developed regulatory frameworks in the United States. Our software wallet infrastructure is built specifically for these two assets. We evaluate additional assets periodically based on regulatory clarity and customer need.

All fees are disclosed before you confirm any transaction. There are no hidden charges or fees discovered after the fact. Our fee schedule is available on the Crypto Exchange page. Fees may vary based on transaction type, size, and market conditions. The exact amount you will pay is shown clearly at the point of confirmation.

Cryptocurrency held through HarborMint is not FDIC insured and is not bank guaranteed. Cryptocurrency involves substantial risk of loss, and past performance is not indicative of future results. We maintain security controls on our platform, but cryptocurrency assets carry inherent risks that differ from traditional bank deposits. Please review our risk disclosure on the Legal and Compliance page.

Ethio American LLC was founded by members of the Ethiopian American community to provide financial services that are accessible, compliant, and respectful of diaspora financial needs. Our support team includes Amharic speakers. Our onboarding process is designed to be clear for customers who may be newer to formal financial systems in the United States. We serve all US customers equally, with particular attention to making crypto services approachable for the communities we come from.

Ready to Get Started?

Review our KYC requirements, explore the exchange, or reach out with questions. We are here to help you understand the process clearly before you commit to anything.

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